Savings and strategic investments
RRSP - Registered Retirement Savings Plan
Prepare for the future with substantial tax benefits
The RRSP is a powerful tool for planning your retirement while benefiting from tax deductions. Your contributions reduce your taxable income, and your investment money grows tax-free until you retire.
You can also use your RRSP to finance your first home or education. Now is the time to build a solid future.
Contact me to structure your RRSP.
TFSA - Tax-Free Savings Account
Smart, accessible, tax-free savings
The TFSA lets you invest without paying tax on the gains. Ideal for emergency funds or short- to medium-term projects. Total flexibility on withdrawals and cumulative contributions.
Let's talk about your savings goals today.
RESP - Registered Education Savings Plan
Planifiez les études postsecondaires de vos enfants
The RESP is a strategic investment tool for preparing your children's educational future. Your contributions grow tax-free, and the Government of Canada can add up to 20%, or a maximum of $500/year per child, through the Canada Education Savings Grant (CESG).
Investment income is taxed only upon withdrawal, often at a reduced rate since students have low taxable incomes. Invest in mutual funds, stocks, bonds or other products to suit your profile.
Prepare for their future today.
Contact me to build a personalized education savings strategy.